Do you know what your insurance policy does and does not cover? It may be a little confusing at first, but reading through your policy or talking to your agent about it can make a huge difference when you have to file a claim. You might even decide that your current insurance policy doesn't provide the coverage you would like and change companies or policies.
Some people don't read their policy booklets until they have a claim to file. That's when they sometimes find out that things they assumed were covered by their insurance are not.
As a certain other insurance company says, "know the gaps."
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