Certain categories of possessions have a limited amount of coverage on your policy if you do not schedule them. For example on our policies there is a $1,500 limit on jewelry. If you would like to extend that coverage, you would need to get your jewelry appraised and bring us the appraisal. With that information we would be able to cover the loss for the amount of the appraisal as long as you have enough personal property coverage.
This allows you to have specific items fully covered in case of perils or theft. Other commonly scheduled items include: watches, precious and semi-precious stones, gems, and furs and guns.
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