Friday, June 27, 2014

Storms: What to do

We've been getting a lot of rain lately so we figured it was time for some storm preparation tips. 

Prepare your home

There are simple things you can do to minimize the impact of storms on your home and surrounding property, as shown in the following emergency planning checklist:

General home maintenance

  • Check your roof regularly to make sure it’s in good condition
  • Keep gutters, downspout and drains clear
  • Remove tree branches that are close to your house
  • Fix any corrosion, loose fittings and rotting or termite-affected timber
  • Secure loose items around your property

General home safety preparations

  • Ensure your home, contents and car insurance is adequate and current
  • Identify the safest room in which to shelter during a storm
  • Learn how to safely turn off your power, water and gas
  • Keep water containers, a camping stove and fuel safely on-hand

If you live in a flood-prone area

  • Store poisons and garden chemicals well above ground level
  • Identify indoor items you’ll need to raise or empty if flood threatens
  • Relocate power points well above previous flood levels

If you live in a storm or cyclone-prone area

  • Get a professional builder to assess the structural integrity of your house
  • Fit shutters or metal screens to your windows for added protection

IMPORTANT SAFETY TIP:

Do not use portable generators in enclosed spaces. They produce carbon monoxide – a colourless and odourless gas that can cause incapacitation or death.
Source: http://www.stormwise.com.au/step/prepare-your-home

Tuesday, June 17, 2014

Welcome

Welcome to the East Tennessee Mutual Insurance Blog! We are a small mutual company based in Blountville, TN and we've been around since 1896. Our company insures homes, doublewides, farms, farm equipment, mobile homes, rental property, renter's personal property, liability and auto.
We plan to use our blog to give you tips and information on improving your home to decrease the cost of insurance and maintaining your home. If you have any suggestions on topics we should cover or any questions feel free to let us know.